Integrated Report(Annual Report)

Integrated Report 2026

Integrated Report 2026[PDF:4.40MB]
1. 01Introduction
  - Key Points of the Integrated Report 2026
  - Corporate Philosophy, Corporate Purpose, Long Term Management Vision, and Cosmos Values
  - Message from the President
  - Our Purpose
  - Special Feature: Purpose Town Hall Meetings
  - Chiba Prefecture – Strengths of Our Business Base
  - Management Consolidation with The Chiba Bank, Ltd.
  - History of the Chiba Kogyo Bank
1. 23Value Creation Approach
  - Value Creation Process
  - Long-Term Management Vision and Strategy
  - Medium-Term Management Plan
  - Initiatives for Improving Corporate Value
  - Initiatives to Strengthen Our Deposit Base
  - Sustainability
  - Financial Highlights and Non-Financial Highlights
1. 43Strategy For Growth
  - Ⅰ. Promote Active Engagement of Talent
  - Ⅱ. Reform Sales Processes Through Digital Transformation
  - Ⅲ. Advance the Consulting-Driven Approach(Consulting Kodo)
  - Ⅳ. Energize the CKB Community
  - Ⅴ. Drive Sustainability
  - Climate Change Initiatives
  - Natural Capital and Biodiversity Conservation Initiatives
  - Initiatives to Respect Human Rights
  - ESG Information
1. 81Management Base That Supports Value Creation
  - Directors, Audit & Supervisory Board Members and Executive Officers
  - Corporate Governance
  - Risk Management
  - Overview of the Compliance Framework
  - Overview of Customer Protection Management System
  - Corporate Data
  - Financial Data
  - Stock Information
  - Stakeholder Communication
Financial Data 2026[PDF:1.18MB]
1. 01Summary of Selected Financial Data (Consolidated)
1. 02Business Performance (Consolidated)
1. 03Consolidated Financial Statements
1. 13Non-Consolidated Financial Statements